Are you paying more than you need to on your ACC levies? Every dollar counts when you’re self-employed, and having control over what you’re paying for various types of protection is crucial.
Close the gap, save and strengthen your cover.
Your ACC levy entitles you to ACC Cover Plus insurance, which pays 80% of your past 12 months’ taxable income in the event of a personal injury.
In a nutshell, ACC covers you should you be injured and unable to work, but ACC does not cover time off work for illness or medical conditions. According to research*, New Zealanders are 1.8 times more likely to be out of work for six months or more as a result of illness, than they are due to accident.
ACC CoverPlus Extra
Available specifically for self-employed Kiwis, ACC Cover Plus Extra offers four key benefits:
You agree on the amount of cover with ACC in the event of injury to suit your personal circumstances.
You’ll receive 100% of the agreed amount until you are back at work full-time.
You don’t need to prove your income in the event of a claim; often meaning you’ll receive your compensation faster.
And importantly, by being in control of how much ACC compensation you would need if you were injured, you can choose to reduce your ACC levy and free-up funds to secure stronger cover that will protect you in the event of illness.
Let Vaughan find the savings and strengthen your protection.
Let’s get together. We’ll go over your existing ACC compensation levies and your private insurance needs, reveal any hidden risks that you may need to be aware of when considering this type of cover, and then help you navigate these.
This easy review will highlight what ACC levies suit your personal circumstances, and the areas to which we could apply those savings to secure stronger cover in the event of an illness.
Get in touch today for greater control over your protection.
Find out more about ACC CoverPlus Extra by reviwing your ACC levies with Vaughan now – click here to make an appointment.
*Income Protection Survey, July 2015, conducted by Horizon Research and presented to the Financial Services Council, Mind the Gap Seminar, 17 November 2015.
A Disclosure Statement is available free and upon request.
Published on Thursday, March 2nd, 2017, under Latest News